Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stephanie Chung.

A trailblazer in private aviation and author of Ally Leadership: How to Lead People Who Are Not Like You.

✈️ Key Topics Discussed 1. Stephanie Chung’s Career Journey

• Started as a baggage handler.
• Rose to become President of JetSuite and Chief Growth Officer at Wheels Up.
• One of the few African American women to lead in private aviation.

2. Understanding Private Aviation

• Private jets offer flexibility and convenience—you fly on your schedule.
• Access to 5,000+ airports vs. 500 for commercial airlines.
• Used not just by celebrities, but also high-net-worth individuals and for humanitarian missions.

3. Ally Leadership Philosophy

• Today’s workforce includes six generations, diverse ethnicities, genders, neurodiversity, and LGBTQ+ individuals.
• Leadership must evolve to meet people where they are.
• The book emphasizes inclusive leadership beyond race and gender.

4. Leadership Lessons

• Importance of human connection and empathy.
• Knowing your team beyond their job titles—understanding their lives and motivations.
• Listening is as important as speaking.

5. Generational Differences in the Workplace

• Millennials and Gen Z value work-life balance and flexibility.
• Older generations often driven by fear of being replaced or missing opportunities.
• Leaders must bridge these gaps with understanding and adaptability.

6. The Role of Fear

• Fear can hinder growth, especially in older generations.
• Fear of technology, being replaced, or taking time off.
• Good leadership helps alleviate fear and fosters collaboration.

💬 Memorable Quotes

• “You don’t have to be a celebrity to fly private. Most people who do, you’ve never heard of.”
• “Ally leadership is not just about race or gender—it’s about everyone.”
• “If it’s a problem with millennials, we raised them. Look in the mirror.”
• “The differentiator isn’t just your product—it’s the human connection.”
• “Decisions are made by people who look left, right, and forward—never behind. Stay in their line of sight.”

#BEST

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stephanie Chung.

A trailblazer in private aviation and author of Ally Leadership: How to Lead People Who Are Not Like You.

✈️ Key Topics Discussed 1. Stephanie Chung’s Career Journey

• Started as a baggage handler.
• Rose to become President of JetSuite and Chief Growth Officer at Wheels Up.
• One of the few African American women to lead in private aviation.

2. Understanding Private Aviation

• Private jets offer flexibility and convenience—you fly on your schedule.
• Access to 5,000+ airports vs. 500 for commercial airlines.
• Used not just by celebrities, but also high-net-worth individuals and for humanitarian missions.

3. Ally Leadership Philosophy

• Today’s workforce includes six generations, diverse ethnicities, genders, neurodiversity, and LGBTQ+ individuals.
• Leadership must evolve to meet people where they are.
• The book emphasizes inclusive leadership beyond race and gender.

4. Leadership Lessons

• Importance of human connection and empathy.
• Knowing your team beyond their job titles—understanding their lives and motivations.
• Listening is as important as speaking.

5. Generational Differences in the Workplace

• Millennials and Gen Z value work-life balance and flexibility.
• Older generations often driven by fear of being replaced or missing opportunities.
• Leaders must bridge these gaps with understanding and adaptability.

6. The Role of Fear

• Fear can hinder growth, especially in older generations.
• Fear of technology, being replaced, or taking time off.
• Good leadership helps alleviate fear and fosters collaboration.

💬 Memorable Quotes

• “You don’t have to be a celebrity to fly private. Most people who do, you’ve never heard of.”
• “Ally leadership is not just about race or gender—it’s about everyone.”
• “If it’s a problem with millennials, we raised them. Look in the mirror.”
• “The differentiator isn’t just your product—it’s the human connection.”
• “Decisions are made by people who look left, right, and forward—never behind. Stay in their line of sight.”

#BEST

#SHMS

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mela Lovett.

A serial entrepreneur with multiple businesses including:

• • Landscaping (Family Lawn Services)
  • Mortgage lending (commercial and residential)
  • Business consulting (especially on proper business structuring)

🌱 Entrepreneurial Journey

• Mela and her husband transitioned from retail management jobs (Walgreens and Walmart) to starting their own lawn care business.
• The motivation was to build generational wealth and leave a legacy for their children.
• They faced major setbacks, including the theft of their truck and equipment, but persevered and rebuilt.

🧘 Mental Health & Meditation

• Mila emphasizes the importance of mental health, especially for entrepreneurs.
• She shares her experience with postpartum depression and how meditation and journaling helped her heal and manage stress.
• She advocates for taking time to decompress and reset, especially when overwhelmed.

🌿 Lawn Care Insights

• Mila explains the difference between lawn maintenance and landscaping.
• She stresses the importance of quality work and customer trust.
• Rashawn shares a humorous but cautionary tale about hiring an unqualified landscaper who ruined his hedges.

💡 Business Advice

• Mela encourages:
  • Multiple streams of income
  • Proper business structure
  • Resilience in the face of adversity
• She highlights the importance of reputation and referrals in growing a service-based business.

#SHMS #STRAW #BEST

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dominique Leonard.

Founder of Jus' Free, a parole package provider. Here are some key highlights and themes from the conversation:

🔑 Key Themes & Takeaways 1. From Incarceration to Inspiration

• Dominique Leonard was sentenced to life in prison for a non-aggravated robbery.
• He discovered that “life” sentences can vary, and his was eligible for parole after 5.5 to 6 years.
• He was denied parole initially, which led him to take control of his own legal journey.

2. Birth of “Jus' Free”

• After being denied parole, Dominique created his own parole package with the help of his family.
• He realized many inmates are unaware of how they are presented to the parole board.
• This inspired him to found Jus' Free, a service that helps inmates humanize themselves through custom parole packages.

3. Faith, Family, and Redemption

• Dominique credits his faith and family for his transformation.
• He emphasizes that making a bad decision doesn’t make someone a bad person.
• His story is a testament to second chances and the power of self-advocacy.

4. Entrepreneurial Journey

• After release, he started with humble jobs and gradually built Just Free into a business.
• He took a paralegal course to deepen his legal knowledge.
• He began by contacting inmates directly and now boasts an 82% success rate in helping clients secure parole.

5. Impact and Legacy

• Dominique’s work not only helps inmates but also supports their families.
• His story is a reminder of the importance of empathy, support systems, and believing in redemption.

#AMI

#STRAW

#BEST

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mela Lovett.

A serial entrepreneur with multiple businesses including:

• • Landscaping (Family Lawn Services)
  • Mortgage lending (commercial and residential)
  • Business consulting (especially on proper business structuring)

🌱 Entrepreneurial Journey

• Mela and her husband transitioned from retail management jobs (Walgreens and Walmart) to starting their own lawn care business.
• The motivation was to build generational wealth and leave a legacy for their children.
• They faced major setbacks, including the theft of their truck and equipment, but persevered and rebuilt.

🧘 Mental Health & Meditation

• Mila emphasizes the importance of mental health, especially for entrepreneurs.
• She shares her experience with postpartum depression and how meditation and journaling helped her heal and manage stress.
• She advocates for taking time to decompress and reset, especially when overwhelmed.

🌿 Lawn Care Insights

• Mila explains the difference between lawn maintenance and landscaping.
• She stresses the importance of quality work and customer trust.
• Rashawn shares a humorous but cautionary tale about hiring an unqualified landscaper who ruined his hedges.

💡 Business Advice

• Mela encourages:
  • Multiple streams of income
  • Proper business structure
  • Resilience in the face of adversity
• She highlights the importance of reputation and referrals in growing a service-based business.

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.